Assistant Vice President /Vice President - Portfolio Risk Management

Headquartered at Fitzwilliam 28, Dublin 2,Ireland, SMBC Aviation Capital is the leading global aviation finance platform, with an owned, managed and committed fleet of approximately 1700 aircraft. The company focuses on the most technologically advanced, fuel efficient and narrowbody aircraft types, providing customers across the globe with the aircraft they need to successfully grow their businesses. Established in 2001,the company was acquired in 2012 by a consortium comprised of two of Japan’s biggest companies SMFG and Sumitomo Corporation.

Team& Role Overview

The Portfolio Risk Management Team forms an integral part of both the delivery of our commercial strategy and the holistic management of our customer bases. Located in Singapore, the position of AVP / VP Portfolio Risk Management is an important member of the Portfolio Risk Management team.

The Portfolio Risk Management team manage portfolio risk including credit, asset and market risk analysis and restructuring activities. The team drive commercial decision making, including investment in aircraft assets and everchanging appropriate allocation of the portfolio based on our specialist understanding of our global customer base and the aviation industry. This ensures that SMBC AC has a balanced view of the risks which are an inherent aspect of the industry and ensures efficient approvals of customer transactions and resolution to any customer issues in an appropriate and timely manner.

The AVP / VP Portfolio Risk Management will be managing a portfolio of airline lessees and supporting senior team members to develop and improve portfolio risk management activities of our business. The successful candidate will be responsible for managing the monitoring of airlines and aviation environment in the Asia Pacific (“APAC”) region, delivering insights on both the general market dynamic and on specific airline issues.

Core Responsibilities

• Data-Driven Risk Analytics: Spearhead the development of advanced analytics and improve existing risk management systems. Leverage modern analytics tools to build early-warning indicators and reporting systems that elevate proactive portfolio management and accelerate decision-making.

• Deal Structuring & Commercial Partnership: Act as a critical partner to the commercial teams, providing expert credit advisory to structure complex leasing transactions that maximize risk-adjusted returns and drive regional growth.

• Credit Expertise & Underwriting: Lead end-to-end credit due diligence for prospective and existing airline clients in the APAC region. Deliver sharp, commercially grounded risk views to shape over-arching business strategy.

• Proactive Airline Surveillance: Maintain continuous, data-augmented oversight of the APAC portfolio. Synthesize macroeconomic trends, industry data, and internal systems to anticipate credit migrations and identify market opportunities or vulnerabilities early.

• Risk Mitigation & Workouts: Identify deteriorating credit profiles and drive strategic interventions. Lead complex restructuring, negotiation, and collection efforts for high-risk or distressed accounts to safeguard capital and mitigate regional exposure.

• Executive Reporting & Stakeholder Management: Craft compelling, executive-ready credit memos, approval papers, and annual reviews. Ensure precise, high-quality risk narratives are seamlessly delivered to the executive team and key shareholders.

Qualifications& Experience

• A bachelor’s degree in an analytical field such as finance, engineering, data science or accounting is preferred.
• A minimum of 3 years of experience in the aviation sector, particularly in risk management for aircraft lessors.
• Solid understanding of the airline and aircraft leasing industries.
• Strong analytical skills with a keen attention to detail; organized and dependable.
• Ability to adapt quickly in a fast-paced, results-oriented global environment, demonstrating initiative while also collaborating effectively within a team.
• Flexibility and willingness to travel occasionally on short notice.
• Proficiency in English (both written and verbal) is essential. Proficiency in another Asian language is advantageous.

Critical behaviours

These embody our culture and are central to how we work together at SMBC Aviation Capital:

• Respect: Two-way communication: listen intently, give quieter voices a platform and be conscious of tone. Respect people’s time and be flexible in accommodating others.
• Trust: Create a psychologically safe space. Do what you say you will do, when you say you will do it. Be honest, communicate openly and be respectful of each other’s needs.
• Integrity: Always do what is right including when no one is watching; treat people with respect and kindness; be self-aware, compassionate and embrace diversity.
• Connect: Collaborate to unleash the full potential of our diverse talent. Respect each other’s expertise and perspective and welcome challenge. Foster an inclusive and fun environment where accomplishments are recognised and take pride in winning together.
• Adapt: Be brave and curious – anticipate the future and be proactive. Have a ‘why not’ attitude, learn from previous experiences. Call out bureaucracy when it is evident in a process or way of working. Be agile to meet and exceed our customers’ needs. Demonstrate resilience and support each other.
• Achieve: Take accountability and ownership to deliver results, be ambitious and take pride in everything we do. Set each other up for success and share insights. Do what it takes to drive positive change and seek opportunities to innovate and grow our business and people.

Take your career to new heights – come join us at SMBC Aviation Capital

We are a fast paced, growing business with a focus on excellence where a world of opportunity awaits candidates with the right attitude and ambition.

Through the SMBC Aviation Capital People Commitment we offer a comprehensive suite of benefits, aligned to your needs as you move through different career and life stages. The SMBC AC People Commitment also includes our people-led culture; reward & recognition; along with our learning, wellbeing, inclusion, engagement, and CSR initiatives. In return, we ask you to bring your ambition and commitment to your work here at SMBC AC to mutually create an exceptional employee experience.

Our workplace is one where diversity is welcome, and people of all backgrounds are supported to be at their best. We are an equal opportunities employer and strive to build an ever-inclusive work environment.

We are committed to providing reasonable accommodations for applicants and employees.

Should you have a reasonable accommodation request please reach out to us at [email protected]