Analyst, Risk and Controls

Moladin is Indonesia’s leading asset backed SME lending platform, underwriting used cars and property to deliver fast, secure capital to small and medium businesses. We leverage AI and IoT to transform underwriting at scale, are recognized as the fastest growing in our segment, and are backed by DST Global, Ares Management, and Peak XV Ventures. Join us to drive real impact expanding SME access to finance across Indonesia, work with an experienced, collaborative team, and grow your career in a high ownership, hyper growth environment. Please refer to our website at https://moladingroup.com/ for more information.

This full-time role is based in Singapore, supporting various risk functions for our dealer financing business.

Areas the candidate will be focused on spans across various business areas; from dealer onboarding, vehicle

appraisal, pre-disbursement checks, document verification and loan monitoring.

Responsibilities

• Work cross-functionally with various stakeholders in developing and optimizing existing systems and processes. This includes review of our existing controls and risk criteria across various steps of the onboarding/ transaction funnel
• Develop various metrics within the relevant step(s) of the onboarding/ transaction funnel and follow up with a sustainable way of tracking and analyzing various datasets
• Ability to critically analyze data and develop insights which can help the team further improve and optimize its existing processes and criteria; continually optimizing the business’s sales to risk balance
• Ability to work closely with the local Indonesia team in optimizing and systemizing their existing process; this includes (but not limited to) the development and implementation of trackers, automation of various operational processes, close communication with the team in adoption of these systems
• Prepare management update and reporting, and investor communication materials on our dealer financing business as and when needed

As a fast-growing tech startup, Moladin is constantly evolving, and your role may adapt as our priorities shift. We

value people who embrace change, thrive in a fast-paced environment, and actively pursue new challenges.

You’ll work closely with leaders at all levels, including some of the most experienced experts in the industry. Our

culture is flat, open, and initiative-driven—your ideas are heard, communication is encouraged, and you’ll have

real opportunity to make a meaningful impact.

Requirements

• Recent or Fresh or Final year undergraduates are welcome to apply
• Good critical thinking and ability to handle large datasets
• Strong drive to solve problems and create impact
• Strong research and analytical capabilities
• Ability to work well in a team; especially cross-culturally with local Indonesians
• Resourceful, able to resolve issues in a timely and efficient manner
• Able to embrace change and thrive in an extremely fast-paced environment
• Bachelor's degree with First or Second Class Upper Honours preferred

Working Arrangement: This is a full-time in-office role based in Singapore.

Note: Interested applicants, please send your CV to ***email_hidden***

About Moladin

Moladin is Indonesia’s leading mobility fintech platform with end to end financing solutions for all players in the used car and EV ecosystem. Moladin empowers its rapidly growing network of more than 26,000 active used car agents and dealer MSMEs, and provides used car consumers with better financing access through digitized loan underwriting. This is supported by its strong used car capabilities with branches and warehouses covering more than 100 cities, industry-leading AI / IoT and partnerships with all top auto financing companies across Indonesia, and also through its OJK-regulated multi-finance company PT Moladin Finance Indonesia. Moladin’s vision is to be a positive driving force in the physical and social mobility of all the people it touches (“Mobility for all”).

For further information about Moladin, please visit https://moladin.com

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